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An Investment Above the Rest! The initial cost of installing a Gerard Stone Coated Steel Roof is more than the cost of installing other roofing materials. However, homeowners will end up saving a significant amount of money over time because you will never have to install another roof. A Gerard Stone coated Steel Roof will also add to the resale value and beauty of your home. Also, in many states homeowners insurance companies will lower the insurance premiums by up to 20% when homeowners install the proven protection of a Gerard Stone Coated Steel Roof.