Storm Damage Restoration

Average Costs

The national average cost is $400 - $1500+

The average cost to hire a local professional will average about $400-$1500, with some consumers spending over $10,000 or more. So choosing the right professional the first time is of the essence.


Hourly Rate - Some companies charge by the hour.

Flat Rate Per Job -  Most companies charge a flat rate for the work they do. And will bill your insurance company directly.

Recognize that there are several variables in developing the price. These include: 

  • Time that it takes to complete the project.
  • How many technicians are working on your project.
  • Was it an after hours emergency
  • With many more aspects that may add to the cost

Remember, the company quoting a low rate may not necessarily be the right  company for you. Some  companies may offer low hourly rates, but then charge additional "fees" to complete the job. 

You may also need to consider that most  companies charge a higher rate for overtime, weekends, holidays and emergency calls.

The best rule of hand is to get an itemized estimate so you know exactly what is expected from the local company.

Basic Information

Before The Storm

Flood Prone
Find out if your property is prone to flooding and find the flood line

Dams and Levees
Evaluate whether they could cause the need for potential storm damage repair.

Evacuation Plan
Know where you will go, how you will get there and what you will need once you arrive

Window Coverings
Hurricane shutters provide the best protection against wind, but another all-year option is the installation of impact-resistant  glass.

Be sure shrubs and trees around your home are well-trimmed.

Garage Door
Reinforce your garage door.

Gutter Cleaning
Clean clogged downspouts and gutters before hurricane season and before winter for snow season.

Approaching Storm
Bring all outdoor furniture inside, as well as garbage cans, decorations and anything else that isn’t tied down.

High Rise Living
If you live in a high-rise building, be prepared to take shelter on a lower floor when high winds are blowing because windy conditions intensify with height.

Different Types Of Storm Damage

  • Tornados
  • Severe Thunderstorms
  • Wind Damage
  • Hail 
  • Lightening
  • Sleet
  • Ice
  • Heavy Snow
  • Ice Storms 
  • Floods 
  • Tropical Depressions
  • Tropical Storms
  • Hurricanes

Hiring the Right Storm Damage Contractor

After a severe storm hits your area, it is always a good idea to get a full property damage inspection and at least three qualified estimates from reputable contractors. Some states do not have a state licensing requirement for contractors and storm damage brings potentially unreliable contractors in from other states.

To protect yourself, make sure all contractors you talk to are reputable, established companies with references in your area. Make sure your contractor has completed numerous local jobs, is fully trained to install all of the materials required to restore your home and has an office in your area.

Remember your workmanship warranty is worthless if your contractor leaves the state and does not have a reciprocal relationship with a local contractor who will take care of you, should you need warranty service down the road.

Regardless of the contractor you choose to restore your home, protect yourself by making sure they meet the following criteria:

  • Established company with a positive track record
  • Fully insured; liability and workers compensation
  • Insurance claims experience
  • Have passed a background check
  • Can provide at least 3 local references


Insurance Claim Tips

  • Most insurance policies limit your time to file a claim
  • You can’t be singled out for a rate increase due to storm damage
  • Insurance restoration contractors, represent your best interest
  • Always hire the best contractor, not the cheapest
  • Beware of insurance company “approved” contractors
  • Always do your homework and understand your rights

Beware Of Storm Chasers

After the storm “Storm Chasers” will begin to knock on your door or generally harass you.
Don’t sign anything. Many storm chasers will con you into agreeing to pre-hire them to do storm damage work. Often the storm chaser will tell you that the agreement gives them permission to inspect your roof, or that the agreement gives them permission to negotiate with the insurance company. 

In most cases you don't need to sign any agreements to give your insurance company permission to negotiate on your behalf. These agreements are actually “contingency agreements” or “direct payment agreements”, and while a contingency agreement is not always a bad thing, a reputable roofing contractor will have no problem inspecting your roof without you signing over your power of attorney. If you sign a direct payment agreement, you will never see a penny of your money and the storm chaser will pocket it all.

Storm Chasers Warning Signs

  • A temporary office or P.O. box
  • Out-of-state phone numbers
  • Out-of-state license plates
  • Staying in a hotel, or motel
  • No local references
  • Don't know your area

Avoid Getting Scammed

Poor quality contractors and scammers can cause permanent damage, devalue your property, steal your money and put you at personal, legal and financial risk... not to mention all the headaches!

Many scams begin with a knock at your door, or an unsolicited call on the phone, claiming to be a contractor. Unfortunately, many scam companies imitate legitimate contractors, so protect yourself by checking your contractor out, before agreeing to an inspection. Make sure any contractor you work with is properly licensed, insured, and provides 3 local references. 

Telltale signs of a scammer:

  • Not properly licensed
  • No insurance or underinsured
  • No local office (beware of P.O. boxes and hotel addresses)
  • Won't provide local references
  • Demands up-front cash or deposit
  • Shows up on convicted criminals and/or sex offenders list
  • A temporary office or P.O. box
  • Out-of-state phone numbers
  • Out-of-state license plates
  • Staying in a hotel, or motel
  • Doesn't know your area

After The Storm Passes

  1. Take photos of all damage
  2. Have all your insurance documents available
  3. Turn off power to the property (If Needed)
  4. Turn off water to the property (If Needed)
  5. Remove all vehicles in driveways for restoration company trucks

Storm Damage Restoration in